info@hakimsaya.com

Our Process

We want to work only with action-oriented clients. That means clients will give us a timely response by providing the documentation and engaging us to secure the financing they need. 

Information Gathering, Assessment, and Consultation

  • Contact us to discuss your business financing situation and opportunity.
  • We will assess your business financing situation and offer tailored solutions.
  • If interested in our services, you must sign a Non-Disclosure and Non-Circumvention (NCNDA) and Professional Services Agreement (PSA).
  • We require the NCNDA and PSA agreement in place before we can work on your files.
People with papers on tablePeople with papers on table
People shaking handsPeople shaking hands

Matchmaking With The Lenders

  • Our network of lenders can provide commercial loans based on your capital request.
  • We'll match you with the appropriate lender based on your business financing needs.
  • A discovery call will be scheduled to understand your projects and financing requirements after we have received and reviewed the preliminary documents.
  • Please be aware that all loans are subject to the funder's eligibility requirements, underwriting guidelines, other terms and conditions, and approval.
  • Each lender requires specific supporting documentation with each new application.
  • We will set the right expectations from the beginning.
  • Before we begin working on your files, you must sign an NCNDA and Professional Services Agreement.

Success Fees or Consulting Fee

In the case of transactions that are;

​​​​​​​(a) valued at over Ten Million United States Dollars (USD 10,000,000) and;
​​​​​​​
(b) deemed by our firm to be of significant complexity and magnitude, a retainer fee shall be applicable to engage our firm’s services.  

The retainer fee is to ensure the clients are fully committed before we embark on the lengthy funding process, especially for project financing.

The retainer fee is non-refundable. If the client elects not to proceed with the transaction with the lenders introduced by our firm after receiving a Letter of Intent (LOI) or Term Sheet, our firm retains the right to the full amount of the retainer fee for services rendered up to that point.

The retainer fee compensates us for our work, which is a comprehensive suite of consultancy services, including, but not limited to, communication via phone and email, sourcing and vetting potential lenders, and preparing a credit memorandum for presentation to said lenders. The retainer fee shall be credited towards and deducted from the final success fee. This deduction is applicable upon the closing of the loan and at the first disbursement of funds.
  • A Non-Disclosure and Non-Circumvention Agreement must be established before we can work on your files.
  • A Professional Services Agreement will be provided, outlining the terms and conditions of our services, our roles and responsibilities as a consultant, and your roles and responsibilities as a client.
  • Consultants will not receive any fees unless clients successfully receive funding from the lenders we introduced.
  • When clients successfully receive funding from the lender we introduced, a success fee or consulting fee of 1% to 3% on the total gross loan or the total requested funding amount is typically earned at closing.
  • The loan size, type of transaction, project location, and other factors determine the fee amount.
  • Payment will be made directly to the firm or through escrow at the closing, funding, and first disbursement of the loan.
People with laptop and calculator at tablePeople with laptop and calculator at table
IMPORTANT NOTE: ​​​​​​​Please take note of the following information:

Our lender's services and offerings are not for everyone and are exclusive to clients who are serious, action-oriented, and able to meet our lender's strict funding policies and requirements. We require our clients to commit to taking action. We prioritize clients who provide timely responses, furnish necessary documentation, and engage with us to secure funding for their business. By working together, we can help you achieve your financing goals.

It is important to understand that we are facilitators and can only assist you in getting from Point A to Point B. The rest is up to you. It is your responsibility to work with the lenders directly and be able to pass stringent tests such as the Anti-Money Laundering (AML), Anti-Terrorism Act (ATA), Bank Secrecy Act (BSA), Legal Due Diligence etc. conducted by the lenders. You must provide accurate and truthful information about your projects or business financing needs.