Our Process

We work best with clients who are serious, responsive, and prepared to move forward. This means providing requested documentation in a timely manner, communicating clearly throughout the process, and formally engaging us so we can evaluate, structure, and facilitate the financing they are seeking.

Information Gathering, Assessment, and Consultation

  • Contact us to discuss your business financing needs, transaction objectives, and overall funding opportunities.
  • We will review your financing situation, assess the available information, and determine whether we may be able to provide suitable financing options based on your business needs and lender requirements.
  • Before we begin working on your file or presenting your opportunity to any lender or funding source, clients are required to execute a Non-Disclosure and Non-Circumvention Agreement (NCNDA) and a Professional Services Agreement (PSA).
  • These agreements must be in place before we can formally evaluate, structure, or facilitate any financing request on your behalf.
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Lender Matching and Financing Review

Our lender network may provide commercial financing options based on your capital request, business profile, collateral, use of proceeds, and overall transaction structure.
After receiving and reviewing your preliminary documents, we will schedule a discovery call to better understand your business, project, financing objectives, and specific funding requirements.

Based on this review, we will determine which lender or funding source may be most appropriate for your financing needs. Our goal is to align your request with a lender whose criteria, underwriting requirements, and financing capabilities are suitable for your transaction.

Please note that all financing requests are subject to the lender’s eligibility requirements, underwriting guidelines, documentation standards, terms and conditions, and final approval. Each lender may require specific supporting documents for each new application.

We believe in setting clear expectations from the beginning. Before we begin working on your file or presenting your opportunity to any lender or funding source, you must execute a Non-Disclosure and Non-Circumvention Agreement (NCNDA) and a Professional Services Agreement (PSA).

Consulting, Advisory, and Transaction-Related Fees

For certain transactions, a retainer fee may be required to formally engage our services. This generally applies to transactions that are:

(a) Greater than Ten Million United States Dollars (USD 10,000,000); and
(b) Determined by us to involve significant complexity, size, or advisory work.

The retainer fee is intended to confirm that the client is serious, committed, and prepared to move through the financing process. This is especially important for project financing and other complex transactions that may require substantial time, coordination, lender communication, document review, structuring support, and preparation before a lender can issue a Letter of Intent, Term Sheet, or other financing proposal.
Unless otherwise agreed in writing, the retainer fee is non-refundable. If a client elects not to proceed with a transaction after receiving a Letter of Intent, Term Sheet, or financing proposal from a lender introduced by us, we retain the full retainer fee as compensation for services rendered up to that point.

The retainer fee compensates us for advisory and consulting work, which may include, but is not limited to, reviewing client materials, communicating by phone and email, evaluating the financing request, identifying and vetting potential lenders, preparing a credit memorandum or lender presentation package, coordinating with funding sources, and supporting the transaction process.

Any applicable retainer fee may be credited toward and deducted from the final transaction-related fee upon the successful closing and first disbursement of the loan, unless otherwise stated in the Professional Services Agreement.
Before we begin working on a client’s file or presenting the opportunity to any lender or funding source, a Non-Disclosure and Non-Circumvention Agreement must be executed.

A Professional Services Agreement will also be provided to outline the terms and conditions of our services, our role and responsibilities as the consultant, and the client’s role and responsibilities throughout the financing process.
Except for any applicable retainer or separately agreed advisory fee, we do not receive transaction-related compensation unless the client successfully secures funding from a lender or funding source we introduce.

When a client successfully receives funding from a lender or funding source introduced by us, a consulting, advisory, or transaction-related fee of 1% to 3% of the total gross loan amount or total requested funding amount is typically earned at closing or upon the first disbursement of funds.
The final fee may vary depending on the loan size, transaction type, project location, complexity, lender requirements, and overall scope of work.

Payment may be made directly to our firm or through escrow at closing, funding, or upon the first disbursement of loan proceeds, as agreed in writing.
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Important Note:
Please carefully review the following information before engaging our services.
Our lender relationships, services, and financing solutions may not be suitable for every company or project. These opportunities are intended for serious, prepared, and action-oriented clients who have a meaningful financial commitment to their business or project and are able to meet the lender’s funding policies, underwriting standards, documentation requirements, and compliance procedures.

We prioritize clients who are responsive, provide requested documentation promptly, communicate clearly, and are prepared to move forward professionally. Successful financing requires cooperation, transparency, and timely execution from all parties involved.

It is important to understand that our role is to act as a facilitator and commercial finance advisor. We help clients move from initial assessment to lender introduction, transaction review, and financing consideration. However, the final outcome depends on the borrower’s qualifications, the strength of the transaction, lender approval, and the borrower’s ability to satisfy all underwriting and compliance requirements.

Clients are responsible for working directly and cooperatively with the lender throughout the due diligence and approval process. This may include satisfying requirements related to Know Your Customer (KYC), Anti-Money Laundering (AML), counter-terrorist financing compliance, Bank Secrecy Act (BSA) requirements, sanctions screening, legal due diligence, financial review, collateral verification, and other lender-specific requirements.

Clients must provide complete, accurate, and truthful information regarding their business, project, ownership structure, source of funds, use of proceeds, financial condition, collateral, and financing needs. Any inaccurate, incomplete, misleading, or withheld information may result in delays, rejection, termination of the financing process, or other consequences determined by the lender.

​​​​​​​By working together in a timely, transparent, and professional manner, we can better evaluate your financing request and help position your opportunity for serious consideration by the appropriate lender or funding source.