Our Story
Hakim Saya is a debt capital advisory and commercial finance brokerage firm based in San Francisco, California. We facilitate commercial debt financing and structured capital solutions for domestic and international companies seeking access to capital.
The firm was founded by Murat Wahab, an experienced commercial banker, entrepreneur, business advisor, and hospitality professional. The name “Hakim Saya” was chosen in memory of Murat’s late nephew, Hakim, whose life was tragically cut short in a car accident at the age of 16. Murat had hoped to support Hakim’s education in Malaysia and eventually help him pursue college opportunities in the United States.
Hakim Saya was created to honor Hakim’s memory by carrying forward a spirit of kindness, purpose, opportunity, and meaningful connection. Through the firm, we seek to bring together business owners, project sponsors, developers, borrowers, lenders, funding partners, and referral partners in ways that create value, support growth, and open doors to new possibilities.
Our work is focused on helping founders, entrepreneurs, business owners, project owners, sponsors, developers, and builders address several common financing challenges, including:
• Limited access to capital
• Strict bank lending requirements that often prevent otherwise viable businesses from obtaining financing
• The time and complexity involved in identifying and navigating suitable lending options
• The difficulty of securing project financing for ground-up construction and large-scale developments, particularly when additional cash equity or specialized capital structures are required
Hakim Saya strives to be a trusted resource for companies and project sponsors seeking access to commercial financing. Our goal is to help clients evaluate their financing needs, prepare their opportunities for lender review, and connect with funding sources that may be suitable for their transaction.
Our core competencies include:
• Facilitating access to capital for domestic and international companies
• Supporting project financing opportunities through select direct lenders and funding providers
• Working with more than 100 lenders to provide business financing options for U.S.-based clients
• Providing structured capital advisory support for commercial loans and project financing opportunities
• Building and maintaining strong relationships with clients, lenders, partners, and stakeholders
We believe relationships are central to both business and life. Our approach is grounded in trust, professionalism, confidentiality, and long-term relationship building. We strive to create lasting relationships with clients and partners who value transparency, responsiveness, and thoughtful financial guidance.